Farm Insurance, Agricultural Insurance

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Farm Insurance

Goolwa is renowned for its large agricultural sector; from the property and business owners, to operators such as croppers and breeders. Owners, operators and employees need to consider the industry risks involved with farming and ensure that their land, livestock and crops are protected.

There are many external and internal elements which can affect the productivity of a farm, so it is important that you employ the assistance of a team who understand the key areas of focus. Greg Johnston Insurance Services will work with you to identify areas of your farm which require insurance and tailor a package to fit within your budget.

Natural Disasters

Australia is renowned for extreme weather conditions and it is important that when disaster strikes, your family and farm are protected. Greg Johnston Insurance Services can apply the correct insurance coverage to cover you against damage caused by natural disasters, including droughts, fires, frosts and floods.

Photo of 4x4 on farm with cows

Farm Vehicle

Because farmers operate on masses of land, they are generally required to purchase and operate several vehicles to help them move around. Farm vehicles are used constantly and usually in harsh conditions, so it is important that you are covered in the event of an accident or break-down. Farm vehicle insurance can be applied to all vehicles which are used for farm operation, including sedans & utes, trucks, carriers, horse floats, tractors, motorbikes and 4X4s.

Machine & Equipment

Technology has changed every aspect of our lives, and it is no different for farmers and the way they operate and manage their property. The smooth operation of farming machines and equipment improves productivity, so it is important that you are financially compensated when they breakdown or are lost or damaged.

Additional Farming Insurance

Every farm is different, which is why Greg Johnston Insurance Services will work closely with you to identify the areas which you are at risk and tailor an insurance package to suit your needs and budget.

In many cases, not all farms will be completely covered by the areas listed above; farmers should also consider applying insurance to the following specialist areas:

  • Housing
  • Sheds
  • Livestock
  • Crops
  • Personal accidents, illness & casualty
  • Transit cover
  • Hay and feed